Canadian Open Urban and Regional Development Journal

Vol. 2, No. 1, August 2015

Table of Contents

Articles

Author: Najmi Shabbir

Abstract

This paper mainly analyses the Sectorwise Priority Sector Advances (PSA) in different States.  After nationalisation of the Banks directed lending to certain sectors, such as, Agriculture, Small Scale Industries and weaker section and others, collectively known as Priority Sector was emphasized. Under this Sectoral and Sub-sectoral targets have been laid down from time to time, with the aim of upliftment of these sectors and to bring about a balanced development of the country. In this paper we are making  a Statewise analysis where we are  looking  Sectorwise  PSA in all the States and Union Territories, this has been done for four points of time namely 1996-97, 2000-01, 2006-07 and 2011-12. Although as per RBI stipulations PSA should be 40 percent of bank Credit, but this was not uniformly distributed. In some parts of the country the advances to priority sectors is above the required level of 40 percent while in some other parts of the Country, it is less than the required level. Thus how the performance of the States has been changing has been revealed.